Checking

U.S. Bank Smartly® Checking $450 Bonus

U.S. Bank

Card art is illustrative — not an official product image.

$450estimated net value after fees

$450 with $2,000–$8,000 direct deposits (tiered)

Cash at face value (top public tier)

Min. requirement
$2,000–$8,000 direct deposits
Window
See issuer site
Annual fee
$0
Monthly fee
$0
Availability
All states
Offer expiry
Not published / rolling
Last verified
2026-11-05
Est. bonus value
$450
Check timing on issuer site

Notes

Anti-churn lookback now 12 months. Exact DD tier for $450 varies.

How the net was calculated

Estimated bonus value $450 minus first-year fee impact $0. For personalized “as high as” offers, this uses a typical public tier — not the ceiling. See the methodology.

Affiliate link: none yet — linking to the issuer’s public page.