Target RedCard (Debit)
Target
Fintech
Target RedCard™ (Debit)
Target
Card art is illustrative — not an official product image.
$3001st-year estimate @ $2k/mo spend (not a signup bonus)
5% off almost everything at Target (debit RedCard)
Store discount, not transferable cash. First-year est. if $500/mo at Target: 5% × $6,000 = $300.
Assumes $500/month Target spend. Discount applied at register—not a bank bonus.
- Min. requirement
- See issuer site
- Window
- See issuer site
- Annual fee
- $0
- Monthly fee
- $0
- Availability
- All states
- Offer expiry
- Not published / rolling
- Last verified
- 2026-11-05
- Est. bonus value
- None / ongoing
1st-year estimate @ $2k/mo Community pick
Notes
Personal-finance Reddit staple for Target shoppers. Debit version avoids a hard pull. Credit RedCard exists too with similar 5%.
How the net was calculated
First-year estimate $300 assumes $2,000/month eligible spend at the stated base rate, minus membership/annual fees of $0. This is not a signup bonus. See the methodology.
Affiliate link: none yet — linking to the issuer’s public page.