PenFed Power Cash Rewards Visa® Signature
PenFed
Card art is illustrative — not an official product image.
1.5% cash back (2% with PenFed Honors Advantage)
No reliably verified public SUB at time of write—ongoing 2% with Honors. First-year est. at 2% on $2k/mo = $480.
Assumes Honors Advantage 2% rate and $2,000/mo eligible spend. Confirm any current SUB on PenFed’s site.
- Min. requirement
- See issuer site
- Window
- See issuer site
- Annual fee
- $0
- Monthly fee
- $0
- Availability
- All states
- Offer expiry
- Not published / rolling
- Last verified
- 2026-11-05
- Est. bonus value
- None / ongoing
Notes
Credit-union 2% catch-all with no FTF when Honors-qualified. Easy membership paths. UI is frequently criticized on Reddit, but earn rate is why people keep it. Community pick vs Fidelity/PNC.
How the net was calculated
First-year estimate $480 assumes $2,000/month eligible spend at the stated base rate, minus membership/annual fees of $0. This is not a signup bonus. See the methodology.
Affiliate link: none yet — linking to the issuer’s public page.