Crypto & fintech

PayPal Debit Mastercard

PayPal

Card art is illustrative — not an official product image.

$6001st-year estimate @ $2k/mo spend (not a signup bonus)

5% back on one chosen category each month (up to $1,000 spend)

First-year estimate if you max the 5% category every month: 5% × $1,000 × 12 = $600

Assumes $1,000/mo in the 5% category all year. Not a signup bonus. No credit check to get the debit card.

Min. requirement
See issuer site
Window
See issuer site
Annual fee
$0
Monthly fee
$0
Availability
All states
Offer expiry
Not published / rolling
Last verified
2026-11-05
Est. bonus value
None / ongoing
1st-year estimate @ $2k/mo Community pick
View on issuer site Source write-up Back to all offers

Notes

r/CreditCards ‘secret’ grocery/gas/rideshare tool when you don’t want another credit pull. Debit, not credit—funds from PayPal balance/bank. Community pick for stacking with credit-card churning.

How the net was calculated

First-year estimate $600 assumes $2,000/month eligible spend at the stated base rate, minus membership/annual fees of $0. This is not a signup bonus. See the methodology.

Affiliate link: none yet — linking to the issuer’s public page.