PayPal Cashback Mastercard
Synchrony
Rewards
PayPal Cashback Mastercard®
Synchrony / PayPal
Card art is illustrative — not an official product image.
$3601st-year estimate @ $2k/mo spend (not a signup bonus)
3% back on PayPal checkout purchases; lower rate elsewhere
Ongoing only. First-year est. if $1,000/mo is PayPal checkout at 3%: $360.
Assumes $1,000/mo PayPal-checkout spend at 3%. Non-PayPal spend earns less after past nerfs.
- Min. requirement
- See issuer site
- Window
- See issuer site
- Annual fee
- $0
- Monthly fee
- $0
- Availability
- All states
- Offer expiry
- Not published / rolling
- Last verified
- 2026-11-05
- Est. bonus value
- None / ongoing
1st-year estimate @ $2k/mo Community pick
Notes
Still mentioned when people route bills through PayPal. Weaker as a true catch-all after the across-the-board nerf—use for PayPal checkout.
How the net was calculated
First-year estimate $360 assumes $2,000/month eligible spend at the stated base rate, minus membership/annual fees of $0. This is not a signup bonus. See the methodology.
Affiliate link: none yet — linking to the issuer’s public page.