Sapphire Reserve
Chase
Rewards
Chase Sapphire Reserve®
Chase
Card art is illustrative — not an official product image.
$1,205estimated net value after fees
100,000 Ultimate Rewards points after $6,000 spend in 3 months
100,000 × $0.02 Chase UR; does not include annual travel credits in net
- Min. requirement
- $6,000 spend
- Window
- 90 days
- Annual fee
- $795
- Monthly fee
- $0
- Availability
- All states
- Offer expiry
- Not published / rolling
- Last verified
- 2026-11-05
- Est. bonus value
- $2,000
Notes
High annual fee partly offset by annual credits not counted in net value here. Subject to 5/24.
How the net was calculated
Estimated bonus value $2,000 minus first-year fee impact $795. For personalized “as high as” offers, this uses a typical public tier — not the ceiling. See the methodology.
Affiliate link: none yet — linking to the issuer’s public page.