Credit card

Bank of America® Premium Rewards® credit card

Bank of America

Card art is illustrative — not an official product image.

$505estimated net value after fees

60,000 points after $4,000 spend in 90 days

60,000 × $0.01 BofA statement-credit value

Min. requirement
$4,000 spend
Window
90 days
Annual fee
$95
Monthly fee
$0
Availability
All states
Offer expiry
Not published / rolling
Last verified
2026-11-05
Est. bonus value
$600

Notes

Also includes $100 annual travel credit (not added to net). Preferred Rewards customers earn elevated rates.

How the net was calculated

Estimated bonus value $600 minus first-year fee impact $95. For personalized “as high as” offers, this uses a typical public tier — not the ceiling. See the methodology.

Affiliate link: none yet — linking to the issuer’s public page.