Bilt Palladium
Bilt
Rewards
Bilt Palladium Card
Bilt / Wells Fargo
Card art is illustrative — not an official product image.
$555estimated net value after fees
50,000 points + Gold status + $300 Bilt Cash after $4,000 everyday spend in 90 days
50,000 × $0.015 Bilt + $300 Bilt Cash
- Min. requirement
- $4,000 everyday spend (not rent/mortgage)
- Window
- 90 days
- Annual fee
- $495
- Monthly fee
- $0
- Availability
- All states
- Offer expiry
- Not published / rolling
- Last verified
- 2026-11-05
- Est. bonus value
- $1,050
Community pick
Notes
Rent/mortgage rewards without a transaction fee are why forums love Bilt. Points transfer to Hyatt, United, Alaska, Southwest, and more. Accelerators can raise everyday earn rates. High AF—best if you use housing rewards + transfers. Discussed heavily on r/CreditCards and Frequent Miler.
How the net was calculated
Estimated bonus value $1,050 minus first-year fee impact $495. For personalized “as high as” offers, this uses a typical public tier — not the ceiling. See the methodology.
Affiliate link: none yet — linking to the issuer’s public page.