Amex Platinum
American Express
Rewards
The Platinum Card® from American Express
American Express
Card art is illustrative — not an official product image.
$1,605estimated net value after fees
About 125,000 Membership Rewards® points after $12,000 spend in 6 months
Some people see up to 175,000 points
Typical 125,000 × $0.02 Amex MR (not the 175k ceiling)
- Min. requirement
- $12,000 spend
- Window
- 180 days
- Annual fee
- $895
- Monthly fee
- $0
- Availability
- All states
- Offer expiry
- Not published / rolling
- Last verified
- 2026-11-05
- Est. bonus value
- $2,500
Offer varies by person
Notes
Amex personalizes welcome offers. We rank on a typical ~125k tier reported for many applicants; the public page advertises “as high as” 175k. Once-per-lifetime rules may still apply.
How the net was calculated
Estimated bonus value $2,500 minus first-year fee impact $895. For personalized “as high as” offers, this uses a typical public tier — not the ceiling. See the methodology.
Affiliate link: none yet — linking to the issuer’s public page.