The Business Platinum Card® from American Express

Name: The Business Platinum Card® from American Express
Brand: American Express

American Express

Card art is illustrative — not an official product image.

$3,105estimated net value after fees

About 200,000 Membership Rewards® points after $20,000 spend in 3 months

Some people see up to 300,000 points

Typical 200,000 × $0.02 Amex MR (not the 300k ceiling)

Min. requirement: $20,000 spend
Window: 90 days
Annual fee: $895
Monthly fee: $0
Availability: All states
Offer expiry: Not published / rolling
Last verified: 2026-11-05
Est. bonus value: $4,000

Offer varies by person

View on issuer site Source write-up Back to all offers

Notes

Doctor of Credit lists ~200k as the commonly discussed public tier; 250k–300k are personalized highs. We rank on 200k.

How the net was calculated

Estimated bonus value $4,000 minus first-year fee impact $895. For personalized “as high as” offers, this uses a typical public tier — not the ceiling. See the methodology.

Affiliate link: none yet — linking to the issuer’s public page.