Business card

American Express® Business Gold Card

American Express

Card art is illustrative — not an official product image.

$1,625estimated net value after fees

About 100,000 Membership Rewards® points after $15,000 spend in 3 months

Some people see up to 200,000 points

Typical 100,000 × $0.02 Amex MR (not the 200k ceiling)

Min. requirement
$15,000 spend
Window
90 days
Annual fee
$375
Monthly fee
$0
Availability
All states
Offer expiry
Not published / rolling
Last verified
2026-11-05
Est. bonus value
$2,000
Offer varies by person

Notes

Many applicants are shown 100k–150k; elevated 175k–200k offers often need referrals or targeted links. We rank on the widely reported ~100k tier.

How the net was calculated

Estimated bonus value $2,000 minus first-year fee impact $375. For personalized “as high as” offers, this uses a typical public tier — not the ceiling. See the methodology.

Affiliate link: none yet — linking to the issuer’s public page.